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Chattel Mortgage
Car Finance

FROM  3.45% FIXED *

*Today’s best Interest Rates are correct as at 25th January and subject to change at any time.
The rate is calculated on a Secured Loan (EG: Chattel Mortgage) for business purposes.
WARNING: The interest rate is true only for the examples given and may not include all fees and charges.
Different terms, fees or other loan amounts may result in a different interest rate.

We help with

The ultimate car loan for business

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New & Used Cars

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Dealer and Private Sales

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On the spot conditional approval

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Low rates, flexible repayment terms

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No financials required (up to $150k)

Easier. Faster. Cheaper.  A Chattel Mortgage is the clear winner for business car loans in Australia.  As the finance solution specially created for business it offers the lowest rate and repayments on the market.

A chattel mortgage offers streamlined lending with on the spot conditional approval for eligible businesses over the phone.  You’ll save time & money, with a car loan designed to maximise tax savings and depreciation benefits for your GST registered businesses where applicable.

Both business owners and employees are eligible for a Chattel Mortgage as long as the car is used predominantly for business purposes.

So, is a Chattel Mortgage right for your business?  It was made for it!

Easier

No financials required
(up to $150k)

Our Low-doc Chattel Express allows eligible ABN and GST registered business owners to finance approved motor vehicles and other assets (up to $150k) without providing financials.

Faster

On the spot conditional
approval

Chattel Express is streamlined with conditional approval over the phone for eligible businesses.  There’s no deposit required for property owners but it may lower the rate.

Cheaper

Low rates with flexible
repayment terms

Chattel mortgages offer the lowest rate on the market with flexible repayment terms. You can also take advantage of potential tax savings and depreciation benefits for your GST registered business.

We deliver the

Chattel Express advantage

Chattel Express is the fast, easy way to streamline car loans for eligible business owners.

We confirm your business eligibility for an express car loan over the phone before doing credit checks based on our lender’s criteria.  You’re then able to apply for your car loan with full approval the same day or next.  And it’s all done over the phone.

Chattel Express is easier, faster, and cheaper enabling you to finance approved motor vehicles up to $150k without providing financials.

So, why fill in forms online when you can have the advantage of Chattel Express over the phone?

We know how

Chattel Express works for your business

Chattel Express is available to us through multiple lenders, with each having slightly different eligibility criteria.

Some lenders require your business to be GST registered with an ABN for 12 months, while others require a minimum of 24 months.  There’s no deposit required for property owners, but it can lower your rate and repayment if you choose to do so.

So, tell us about the car you have in mind and the amount you’d like to borrow.  We’ll confirm your business eligibility, monthly repayments, and low-rate lending options over the phone.

Today’s Best Rate

25th January
FROM  3.45% FIXED *
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Sole-trader, partnership, trust or company

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ABN Holder for 12 or 24 months

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GST Registered Business

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Home Loan or Property Owner

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Age of Vehicle (10yrs or less)

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No financials required up to $150k

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Pay deposit, if not a property owner

Frequently Asked Questions

Everything you need to know so you can discover the advantage of a Chattel Mortgage for your business car finance.  We encourage you to read through these FAQ’s to find answers to commonly raised questions.

Chattel Mortgage finance services

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Business Vehicles

Business Vehicles

We finance all makes and models from luxury cars, sedans and SUV’s to entire corporate vehicle fleets for new & used, dealer & private sales up to 10 years old.

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Trades Vehicles

Trades Vehicles

Because it’s easier, faster, and cheaper, tradies around Australia rely upon a Chattel Mortgage to finance work vehicles for new & used, dealer & private sales up to 10 years old.

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Commercial Vans

Commercial Vans

Whether you’re an individual driver or operating a commercial fleet, a Chattel Mortgage will keep your business moving with the lowest finance rate and repayments on the market.

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Light Trucks

Light Trucks

Why pay dealer rates when you can have the savings of a Chattel Mortgage to purchase any make and model of light-duty truck including Isuzu, Hino, Fuso, and all major brands.

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Medium Trucks

Medium Trucks

We offer low-rate Chattel Mortgage finance solutions for owner-drivers or businesses to purchase all major brands of medium-duty trucks without unnecessary delays or paperwork.

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Heavy Haulage

Heavy Haulage

A Chattel Mortgage is the truck finance driving owner-drivers and transport companies of all sizes, across all road freight and truck configurations, all over Australia.

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Mobile Cranes

Mobile Cranes

Our Chattel Mortgage specialists can help structure the most cost-competitive and tax-effective way of financing mobile cranes, tower cranes and heavy equipment in Australia.

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Earthmoving Equipment

Earthmoving

We finance all types of new & used yellow goods across Australia, with Chattel Mortgage low rates, repayments and fast approvals on excavators, dozers, graders and more.

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Let's Get In Touch

We drive Australian businesses

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with better finance solutions